Banking, FYI, Newbies

Investment Opportunities!



What do you know about investing? If I answered my own question, my answer would be, not much! I’ve heard about it, I’ve tried to learn how to do it, I’ve even opened accounts in the past to try my hand at it. I still don’t know what investments are best and which ones to avoid.

I do know that having a diversified portfolio (several different investments) is better to have than throwing all of my eggs in one basket. I know that commodities will always be valuable, because they include the things we use regularly, like toothpaste and toilet paper. I have discovered two sites that are definitely for the beginning investor and-or those who do not have thousands of dollars to invest in anything!


StashInvest or STASH as it may be better known. Stash is an investment site I learned about probably 4-5 months ago while doing my regular research. You can open an account with Stash with as little as $5. Not bad considering most other investments require at least $1,000-$5,000 investment from the beginning. So those (like me) with tighter budgets can invest and grow their money too.

As a new investor to STASH, you would only be charged a fee of $1 per month, with no additional commissions or trading fees. New investors always get their first 3 months for free.* For accounts valued at $5,000 or more, they charge a fee of 0.25% per year. (that’s $12.50 a year for a $5,000 portfolio).

Users can create their own portfolios and invest in things they have faith in or knowledge of. You would be in control of your account and not an investment banker or a stockbroker. I am NOT saying that you can’t consult with those professionals, it just means that you control your accounts so your gains and losses are due to investments you will have made.

Stash provides bank-grade security including 256-bit encryption. Stash is a Registered Investment Advisor, responsible for acting in your best interest. Securities are offered through Apex Clearing, a member of FINRA, NYSE, and SIPC. Securities in your account are protected up to $500,000. For details, please see

You can download the STASH app through Google Play and IOS. You can visit the STASH website here.


MotifInvesting or Motif. Motif offers a diversified platform as well. Users are charged $4.95 per trade of stocks, or can sign up for the Motif (30-stock trade) portfolio for $9.95. ETFs trades are also $4.95. I wanted to find out more about the Motif portfolio of with 30-stock trade ability. You control what is in your portfolio, or which stocks or investments are a part of your portfolio.

I believe the portfolio trading is the best choice on this platform, because you get 30 stocks that you can set to automation for your trades, and the fee is only $9.95: still much lower than the average trading platforms. I also think this is a great opportunity for those with less to start with to try to grow his-her wealth. We have to start someplace, right?

As your portfolio grows of course, you are free to do what you want with your gains rather you choose to keep watching it grow, or move it and-or withdraw it to other platforms once you’ve gained knowledge on what to do. I like these two platforms because they do not take the control from you as a newbie, but empower you to learn as you go. You can visit the Motif website here.

Concluding Thoughts: I believe both sites are great opportunities to start a portfolio if you don’t have one. The starting fees are much lower than your average investment sites that often require a $5,000 starting investment. You don’t have to be wealthy (anymore) to attain wealth. Feel free to investigate for yourself and come back with questions or comments you may have. Much success!!





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  1. Very good ideas you’ve shared here, from here I can be a very valuable new experience. all things that are here will I make the source of reference, thank you friends.

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